Why Get Pre-Qualified?
1. Pre-qualification acts as a dry run of the loan application process. The mortgage lender will use details you provide about your credit, income, assets and debts to arrive at an estimate of how much mortgage you can afford. The whole process may take only minutes or a few hours at most, and is free.
2. While a "pre-qual" is non-binding to the lender (because the information you provide has not been verified), it does serve as a good indication to potential sellers of your general creditworthiness.
3. These days most sellers will NOT accept an offer without at least a pre-approval letter, so if you are serious about buying this is the first step towards getting you in your new home.
Jason Gosser - Senior Loan Officer
A western Washington native, I have been a mortgage loan officer in the Seattle metro area for over twenty years. Though this experience has given me a wealth of knowledge in home loans, my ability to listen to my borrowers and understand their priorities is what really gives me the insight to find the best mortgage loan program to meet their needs.
I specialize in loans for first time home buyers, government mortgage programs, and zero down loan programs. My team is dedicated to providing first class customer service to everyone we have the opportunity to help. This commitment has earned me the Five Star Mortgage Professional Award which is based on overall customer satisfaction. The Scotsman's Guide has also listed me among the top mortgage lenders in the nation and the #1 lender in the state of Washington for 2016. This was also reflected on the local level where the Washington State Housing Finance Commission named me as it's #1 Premier Partner for helping the most home-buyers use their programs in 2016.
GA License# 6268
I am authorized to conduct business in the states of Arizona, Georgia, North Dakota, Oregon, Tennessee and Washington.
AZ LO-917654, AZ BK-0018883, Georgia Residential Mortgage Licensee, GA-LO-32873, OR ML-176, TN MLO-57820.
Guild Mortgage Company - NMLS #3274
2915 Hewitt Avenue
Everett, Washington 98201
In a hurry? Call 425-330-1314 to apply over the phone
Jason Gosser - Senior Loan Officer (Lic# WA-MLO-120413)
*Guild Mortgage is an Equal Housing Lender*
*Guild Mortgage Company is not affiliated with Real Estate Solutions Group*
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