Why Get Pre-Qualified?
1. Pre-qualification acts as a dry run of the loan application process. The mortgage lender will use details you provide about your credit, income, assets and debts to arrive at an estimate of how much mortgage you can afford. The whole process may take only minutes or a few hours at most, and is free.
2. While a "pre-qual" is non-binding to the lender (because the information you provide has not been verified), it does serve as a good indication to potential sellers of your general creditworthiness.
3. These days most sellers will NOT accept an offer without at least a pre-approval letter, so if you are serious about buying this is the first step towards getting you in your new home.
Team Gosser has over 90 years experience in the Mortgage industry! We have done loans in just about every state in the country and specialize in first time buyer and zero down programs. With the mortgage industry changing it has never been more important to be teamed up with a true mortgage professional who has been around long enough to guarantee your loan closing.
I was recently awarded the 2011 Five Star Mortgage Professional Award! Five Star Professional conducted research to determine the mortgage professionals in the Seattle area who rated highest in overall satisfaction. My clients, peers and industry experts participated in research that resulted in my selection as a Five Star Mortgage Professional.
I am authorized to conduct business in the states of Arizona, Colorado, Georgia, North Dakota, Oregon, Tennessee and Washington.... AZ LO-917654, AZ BK-0018883, CO LMB100019876, Regulated by the CO Division of Real Estate, Georgia Residential Mortgage Licensee, GA-LO-32873, OR ML-176, TN MLO-57820.
Guild Mortgage Company - NMLS #3274
2915 Hewitt Avenue
Everett, Washington 98201
In a hurry? Call 425-330-1314 to apply over the phone
Jason Gosser - Senior Loan Officer (Lic# WA-MLO-120413)
Tawni McKinney – Loan Officer (Lic# WA-MLO-1056601)
Matt Price - Loan Officer (Lic# WA-MLO-116642)
*Guild Mortgage Company is not affiliated with Real Estate Solutions Group*
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